Quick Deal: Higher 75k offer for City National Bank Crystal Infinite Visa Available

It seems like a week of time sensitive posts here on the blog.  First came news that Plastiq’s summer promo was ending a little later than expected.  Next, Robert wrote an outstanding piece about Hawiian Airlines‘ new BOS-HNL route. That’s not a time sensitive piece per se, but there is a sale on these fares from BOS that ends today.

Today we complete the hat trick with a post about the King of the Tier 3 credit cards, the City National Bank Crystal Visa Infinite.  (Like all royalty the card has far too many names) We wrote extensively about this card in our Tier 3 credit cards post last week with special guest MilesPerDay’s Vinh.

In a rather tongue-in-cheek moment I wrote that, “One thing I know I can do to help everyone out is apply for it as I’m 100% certain the day after I do apply the 100k offer will return. ? Maybe because only 1/2 of the writers of this blog applied for the card, but we here at the blog couldn’t quite get it to bump up to 100k after that post. The good news is that it seems that Robert did get it up to 75k with his approval:

In the words of Maui from Moana, “You’re Welcome”

A little More About the Card

Doctor of reddit makes a house call on this increased 75k bonus and the breakdown of the card.  DoC’s got a lot about the card over on this blog post, and there’s more on reddit as well.  Be sure to pay close attention to the discussion on these posts as it unfolds.

I think we’ve covered it enough in the above Tier 3 post to not rehash recent info here, but suffice it to say the card is a long term keeper, and could even make sense as a daily spend card for many of you.

How to Apply?

I’m unsure how many people who don’t have this card and don’t have access to it would even be interested in applying.  If you are interested leave a note here. If you’d rather some anonymity you can DM Me on twitter or write me an email as well. I’m going to work on contacting some CNB bankers and see if I can get any of them to accept applications from readers.


Update (9/21): Now have a confirmed good application method for anyone interested.

Update (9/24): Confirmed approvals starting to roll in from readers!


Update (6/27/19): CNB contacts have told me they can no longer help people apply over email. 

About the author

- Written by Sam Simon. All ideas are my own, but I encourage you to see my point of view and I promise I'll try to do the same. Connect with me on Twitter @Milenomics.


  1. Hey Sam,

    I’m a long time reader. (even waited during the dark years). Would love to get a way to apply. Also, can you tell me any advice on adding the AUs. Should I put them in my kids names? Do they need an SSN?


    1. Natahn, appreciate the loyalty. If you’re considering adding your kids the minimum age for AUs is 15. Need SSN or passport # at a min it seems. Check the Reddit thread for more detailed discussion.

  2. Hi Sam,
    We live in WA, so no CNB branches near us. Would love to be able to apply for me and my wife. Can you help us? Thanks!

  3. Hi Sam – thanks for this post – would love to be able to apply for this without a branch visit if you have any contacts for that – appreciate it

  4. Hey Sam! Saw that you’ve got a way to apply for the card presumably without a branch visit? Would you please share? Thanks!

  5. Hello thanks for this blog post

    I am interested in knowing your method of applying to CNB visa as well

    Living in a state without a branch in sight for hundreds of miles as well

    Would appreciate if you could share, thank you so much in advance!

  6. Hi Sam, I live in a non-CNB state. I would really appreciate it if you could please let me know how I can apply. Thanks.

  7. Hi Sam,

    I live in a state that CNB thinks is not cool to set up a branch (I guess). I would really appreciate it if you could please let me know how I can apply. Thanks.

  8. Hi Sam-

    I live in a CNB state but the branch is in Nashville. I would truly appreciate your advise on how to apply.

    Thanks Much!

  9. Hey Sam, I’m in MA which only has a cnb Commercial Banking branch unfortunately. I emailed cnb but got the generic, “We are a relationship based bank …” message. I would really appreciate it if you could please let me know how else I can apply. Thanks.

  10. Sam,
    I would love to get the information on how to sign up for this card if you still have it! I live in a non CNB state.

  11. Hi Sam

    I do not live in a CNB state. I would truly appreciate your help and advise on how to apply.

    Thanks for your help.

  12. Method still available? It would save me a trip into Manhattan while driving to eastern LI to visit in-laws.
    Thank you!

  13. If there is an easier method I would definitely love to hear about it. Any tips or advice would be much appreciated.

    1. Daniel: I emailed the info to you. The best tip I can give you us to use the highest proof of income you have. W2, Paycheck stub, or first page of your tax return. They’ll probably ask you to send the w2 in–if that’s not the highest of the three options go with what is to increase odds of approval.

  14. Hey Sam,
    I won’t be in Cali until December, which will probably be too late for the increased signup bonus. Would appreciate hearing about an easier application that I can do from the midwest. Thanks!

  15. Sam, sent you an email but figured i’d post here as well – if the information regarding applying for this card without a trip to a branch is still available, would definitely appreciate learning about it, Thanks!

  16. Hi Sam,

    I am also interested in being able to apply for this card without having to go into a branch.

    Much appreciated,

  17. Hi Sam,

    I am very interested in being able to apply for this Visa Infinite card without traveling far.

    Thank you very much !


  18. Hi Sam,

    I am interested in applying for the Visa Infinite card without traveling.
    Thanks for providing a great resource!


  19. hi, Sam, I am a reader of your blog who does not live in any of those states where CNB has a branch, can you help me to submit an application for the crystal card? thanks

  20. Hey Sam – Just started subscribing to the premium podcast (love it) and heard you mention this as a possibility. I don’t live anywhere near a branch but would like to apply!


  21. Sam, would appreciate if you could email me the application info as I do not live in a state with CNB branches. Many thanks in advance!

  22. I just found your blog. Great information! I would also be interested to know how to apply since there are no branches in my state. Thanks!

  23. Would love to apply but would rather not drive 4 hours each way to the nearest branch. Could you please send the information? Thanks in advance!

  24. Hi Sam,
    Great blog!

    I’ve read about this card and am really interested – but no branch near me. Would love the information you have.


  25. Hello, New to the blog. Found it through DOC. Lot’s of great content. I have been eyeing this card for a long time but haven’t rad about how to apply for it other than in branch. Can you send me the info?

    Thanks in advance and keep the good work.

  26. Just started reading your blog. Great information. Thank you.
    I am interested in the CNB card, but have no branchs near me. Would like info on applying online if possible.
    Thank you,

  27. Love the blog. Always look forward to new content. Please send info on how to apply for CNB card via email.

    Thanks in advance.

  28. Hi Sam,

    OMG, been looking everwhere. Love to lean how to apply for the CNB card. Please email me. Thanks a millions.

  29. I can’t believe I missed this way back when! If you still have anything to share I would appreciate it. Thanks for all your help!

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