I recently received the following referral offer on my Plastiq account: We’re running a new promotion that could earn you fee free spend on Plastiq for every business customer you refer. Here’s how it works: For every business contact you refer who signs up using this link, that spends $50k by the end of November […]
milenomics
Learn, Use, Repeat. A detailed trip into the world of Points, Miles, and Travel. How to earn more Miles and how to use those miles more effectively
Lemoney.com Turns Sour. Community Payouts Missing With No Answers.
Editor’s Note: It appears from feedback a few readers have given me that Lemoney.com is not paying out community Cash back, and hasn’t for approximately the past 6 months. The company has responded to a support request (from Robert) with the following: We’ll dig more into this worrying development in today’s post, and conclude with […]
Use Revolving Lines of Credit to Earn the 60,000 UR Chase Sapphire Banking Bonus
We’re not yet at the return of the traditional app-o-rama yet–but today I want to introduce the idea of using your float to earn additional money. This post is risky business–mostly because the effect on your credit score, the possibility of messing up and owing interest on your credit cards, and the chance of malfunction […]
Shop Talk: Cashing out Ultimate Rewards
Welcome to another edition of Shop Talk where we discuss what’s going on in our personal points & miles space and highlight what we think is interesting in the broader space as well. This is the kind of “Shop Talk” many of you are engaged in on a daily basis, so feel free to discuss […]
Potential US Bank Gift Card Fraud Spotted in the Wild
I hate that I have to write a post like this (again), but I would be remiss if I didn’t put this warning out there. Years ago there was an issue with US Bank gift card fraud. Cards would be drained after purchase at stores hundreds of miles away. It seemed the cards were opened, […]
Automatically Re-Book Flights and Hotels When Prices Drop With DoNotPay.com
Editor’s Note: The creator of DoNotPay, Joshua Browder, reached out to me and asked me to call him and discuss a new robo travel re-booking site. I’m familiar with the site’s robo-lawyer (not a typo) who has been around for a long time, offering robo-legal advice in fighting traffic tickets. The following is not a […]
Spread, Scale, Time, and Probability of Malfunction: The Net Present Value of a Deal
I’ve been batting this idea around in my mind for a while now while trying to discern why certain deals are worth pursuing while others can be a waste of time. For me the net present value of a deal is a function of Spread, Scale, Time and The Probability of Malfunction. And understanding what […]
Immediately Extend the Expiration Date of AA Miles (For Free)
United and American Airlines are the two major U.S. carriers still clinging to archaic mileage expiration policies. 4 years ago I covered a way to stop United miles from expiring. Today we’ll extend those same ideas to American Airlines and keep your AA miles from expiring. Leveraging Airline 24 Hour Cancellation Policies I’m a big fan […]
Monetizing Sub-Par CC Offers (The Kind You Usually Throw Away)
Today we’re back on the Risky Business topic, with an offer for using what we know to step up to the next level. Absolutely not #101 level stuff here, so if any of the following doesn’t make sense it probably isn’t a good idea to try it out. This is also a bit of a […]
Floors and Ceilings and Spreads (Oh My!)
This post was originally titled “Wells Fargo, You’ve Ruined Us All.” The reason being is that for a time Wells Fargo created a program SO good, so easily manipulated, and so valuable, that it actually created its own economy around it. — Robert’s been tearing it up here on Milenomics, with one excellent post after […]