I received an offer via email the other day for a wine-focused rewards credit card I’ve been monitoring for a while, the Grand Reserve World Mastercard. They’ve temporarily bumped the welcome bonus on the card to 75,000 points (worth around $450 towards wine and accesories) so I reached out to Grand Reserve Founder and CEO […]
milenomics
Learn, Use, Repeat. A detailed trip into the world of Points, Miles, and Travel. How to earn more Miles and how to use those miles more effectively
Episode 47: Amex Enhances, Virgin Atlantic Devalues, and New Year Opportunities
We’re back with a packed No Annual Fee episode of the podcast. Let’s get right into it… 0:22 2021 Amex Perks/Offers (Summary from Amex) Personal $30 PayPal Credit Per Month (no activation required) [Targeted] $50 back on $50 at Best Buy (use twice, activation required) [Targeted] $50 back on $50 at Home Depot (use twice, […]
How Citi Calculates Months for Retention Bonuses
I recently accepted a retention offer on my Citi Prestige card and bungled the timing of the spending requirement. I called Citi and discovered what I did wrong so I thought I’d share it here. The offer was for 20,000 ThankYou Points for spending $4,000/mo for 3 months. The way Citi counts the 3 months […]
12+ Luxury Expedia VIP Access Hotels to Consider Booking (before 1/31/2021)
We were discussing in Episode 104 of the podcast how the Citi Expedia card is set to devalue its best redemption (booking their “VIP Access” hotels at 1.4 cents a piece of value) on January 31, 2021. Citi Expedia VIP Access: Major Devaluation Coming If you’re a cardholder, check for an email from Expedia Rewards […]
Shop Talk: Keep These Things in Mind Before Pursuing Hyatt Globalist
Welcome back to another edition of Shop Talk – our “podcast on paper” where we do a deeper dive here on the blog on a topic we’ve been discussing on the podcast. Today our topic is pursuing Hyatt Globalist status through a mattress run thanks to these overlapping promos: Hyatt reduced the number of nights […]
Episode 46: Making Money by Investing in Mutual Savings Banks
On today’s podcast I chat with Bram Berkowitz to discuss investing in mutual savings banks. I first became familiar with the topic from an excellent article he wrote: See: How The Average Person Can Make A Lot Of Money Investing In Mutual Savings Banks 0:00 Background and intro 2:10 The basic pattern of mutual banks […]
Citi Holiday Promotion: 5% back on up to $500 of online purchases [capped at $25 per credit card]
Direct Link to check whether you’re targeted, and full T&Cs. To show our appreciation for our customers, we’re giving 5% back on up to $500 of online purchases1 as a statement credit for eligible enrolled Citi® credit cards. Start earning from enrollment or 11/24/2020, whichever is later, through Cyber Monday, 11/30/2020. Promo runs the Tuesday before Thanksgiving through the […]
Episode 45: Heightened Credit Card Offers, an Air Transfer Bonus, and a Juicy Grocery Promo
On this week’s “No Annual Fee” podcast we discuss… 0:25 Amex Personal Gold/Platinum Offers through Resy (HT DDG) Direct Link to offers Personal Gold has standard characteristics (60k welcome bonus, $4k min spend, $250 fee) plus 20% back at restaurants first year up to $250 back Personal Platinum has standard characteristics (75k welcome bonus, $5k […]
Episode 44: All About Amex (in 10 minutes)
Today we’re doing 10 minutes on the podcast All About Amex. This post is a companion piece to that audio. The goal here is to describe the “quirks and features” (as Doug DeMuro would say) of American Express credit cards and their Membership Rewards program. Amex may not be as straightforward to interact with as […]
Amex Referral THREE FOR ALL: 3 Additional Points for 3 Months
Q3 is off to a great start with this new referral offer from Amex. When you refer a friend you’ll get 3 additional points on the card you referred from for 3 months. To see which of your cards are eligible for this promotion, visit this link and log in: http://americanexpress.com/refer I’m seeing this offer […]