Beware of Diminishing Returns when Applying for Credit Cards

Note: This is not a post for those with excellent credit. With excellent credit your declines are usually because you have too many cards with an issuier, or too much total credit.  We can get around that with tricks like reconsideration calls.  Yesterday I wrote about how Monetizing your good credit through sign up bonuses.  Today […]

Capital One Wins Again (For Car Rentals)

I complain frequently about Capital One.  I’ve rarely used my Capital One Venture Card since downgrading it to a fee free VentureOne Card.  Not only are Capital One “Miles” not really miles, but they’re a closed system card.  You have a cashback card masquerading as a miles earning card, holding your points hostage until you use […]