Episode 20: “Fee Free MCGC, 8X Fuel Rewards on Happy Cards, Higher CC Offers & More”

Welcome to Episode 20 of the No Annual Fee Milenomics² Podcast.

On Today’s show we discuss:

0:36 Fee-free Mastercard GCs at Staples (link)

  • 3/24-3/30 2019

2:31 8x Fuel Rewards on Happy Cards at Stop & Shop (link)

  • 3/22 – 3/28 2019

3:55 Chase Freedom Unlimited 3x the first year up to $20,000 spend (link)

  • No signup bonus when you get the 3x (vs standard offer of 15,000 + referral)
  • Card regularly earns 1.5x URs everywhere
  • New signups only
  • In-branch
  • Still subject to 5/24
  • Deal or not a deal?

5:38 Wells Fargo Propel 50,000 (link)

  • 30,000 after $3,000 the first 3 months
  • Additional 20,000 after a total of $15,000 the first year
  • Card earns 3x and “dining and travel” roughly speaking
  • Deal or not a deal?
  • Post on Best Tier 2 Banks.

10:15 Chase Sapphire Preferred 60,000 Offer ($95 Annual Fee *not* waived) (link)

11:01 Citi Rewards+ 10% Point Rebate on Redemptions (link)

  • This is the card where rewards are rounded up to the nearest 10 points
  • Also rebates TYP redemptions 10% (capped at a 10,000 point rebate per year)
  • Need to combine ThankYou accounts for this to work
  • Makes Premier uplift 1.38 instead of 1.25
  • Even better if you stack Premier + Prestige for 4th night free hotel redemption

14:05 Q2 2019 5x Categories

  • Chase Freedom: Grocery & Home Improvement
  • Discover: Gas, Uber, Lyft
  • Citi Dividend: Drugstores (and you can do all $6,000 in spend for the year in 1 quarter)

14:41 Payce Card-Linked Program (link)

  • 5% back, capped at $5 single-use (per account) at retailers like CVS and Staples
  • Links cards based on card number (as opposed to login)
  • Said to run on Empyr network

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On this week’s Paid version we explore:

  • Bypassing Chase 5/24
  • Churning American Express Cards
  • An 89 point Credit Score Rebound
  • And Much, Much More.

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About the author

- Written by Sam Simon. All ideas are my own, but I encourage you to see my point of view and I promise I'll try to do the same. Connect with me on Twitter @Milenomics.

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