Welcome to Episode 20 of the No Annual Fee Milenomics² Podcast.
On Today’s show we discuss:
0:36 Fee-free Mastercard GCs at Staples (link)
- 3/24-3/30 2019
2:31 8x Fuel Rewards on Happy Cards at Stop & Shop (link)
- 3/22 – 3/28 2019
3:55 Chase Freedom Unlimited 3x the first year up to $20,000 spend (link)
- No signup bonus when you get the 3x (vs standard offer of 15,000 + referral)
- Card regularly earns 1.5x URs everywhere
- New signups only
- In-branch
- Still subject to 5/24
- Deal or not a deal?
5:38 Wells Fargo Propel 50,000 (link)
- 30,000 after $3,000 the first 3 months
- Additional 20,000 after a total of $15,000 the first year
- Card earns 3x and “dining and travel” roughly speaking
- Deal or not a deal?
- Post on Best Tier 2 Banks.
10:15 Chase Sapphire Preferred 60,000 Offer ($95 Annual Fee *not* waived) (link)
11:01 Citi Rewards+ 10% Point Rebate on Redemptions (link)
- This is the card where rewards are rounded up to the nearest 10 points
- Also rebates TYP redemptions 10% (capped at a 10,000 point rebate per year)
- Need to combine ThankYou accounts for this to work
- Makes Premier uplift 1.38 instead of 1.25
- Even better if you stack Premier + Prestige for 4th night free hotel redemption
14:05 Q2 2019 5x Categories
- Chase Freedom: Grocery & Home Improvement
- Discover: Gas, Uber, Lyft
- Citi Dividend: Drugstores (and you can do all $6,000 in spend for the year in 1 quarter)
14:41 Payce Card-Linked Program (link)
- 5% back, capped at $5 single-use (per account) at retailers like CVS and Staples
- Links cards based on card number (as opposed to login)
- Said to run on Empyr network
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On this week’s Paid version we explore:
- Bypassing Chase 5/24
- Churning American Express Cards
- An 89 point Credit Score Rebound
- And Much, Much More.
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