When you’ve got two or more of the same Amex card managed under a single online account, managing benefits like airline incidentals and activating Saks/Dell credits can be wonky. Amex absolutely allows us to have multiple versions of the same card. But it seems to stress a scenario their online system doesn’t handle well. What […]

If you go through the normal Amex referral channel, the signup bonuses for Delta Business cards are currently inferior to what you get if you apply directly through a public link. Instead of 70,000/80,000/80,000 for Gold/Platinum/Business you’ll only get 30,000/35,000/40,000 which defeats the purpose of referring. To generate heightened referrals for Amex Delta Business cards […]

In a return of an offer that ran earlier this year, Amex is giving existing cardmembers the ability to refer friends for cards with signup bonuses that lack Amex’s usual lifetime language exclusions. This is useful for earning the signup bonus on Amex cards because they generally disqualify you if you “have or have had” […]

The Bank of America Better Balance Rewards card is no longer available for signups, and no longer available for product changes. But I bet a lot of people still have the card for its unique rewards structure. I recently discovered my Better Balance Rewards card not working in that I wasn’t getting the quarterly bonus. […]

In this post we’ll explore whether upgrading or downgrading an Amex card resets its annual referral capacity. Quick Answer: No, it does not. Background One great thing about Amex is their referral program whereby you can earn a bonus for referring friends and family who in turn are approved for Amex cards. The referral bonus […]

A few weeks back American Express seemed to have pulled the Blue Business Plus from their universal referral site. This was disappointing because I’ve been meaning to apply for this card for the better part of this year.  Unfortunately other cards came and went and kept this beautiful Blue card from my wallet. We talked […]

The Wells Fargo Business Platinum offer has been updated to clarify that the signup bonus is: $500 -or- 50,000 points Previously the offer was only for $500. This is an important difference because Wells Fargo Rewards points can be worth 1.5 cents a piece (or more) when paired with the Wells Fargo Visa Signature and […]